Protection Insurance
At Solve Mortgages, we understand the value of protection insurance. It safeguards your family and property. Our insurance solutions offer coverage for life insurance and critical illness cover. They also cover income protection, business protection, general insurance, and more. Trust us to review your protection insurance needs and provide tailored solutions.
Protection Insurance
We tailor our insurance advice to meet your individual and evolving needs. We will give you personalised advice to ensure you get the best coverage for your situation.
General Insurance
Don't leave your home's protection to chance. We provide general insurance products to fit the needs of homeowners and landlords.
Business Insurance
Don't let unexpected events disrupt your business operations. With our business insurance service, you can have peace of mind. We provide tailored solutions. They meet your needs in life and business. Let us take care of the risks, so you can focus on achieving your goals.
How Solve Mortgages Can Help You?
At Solve Mortgages, we offer a wide range of protection insurance options.
As an independent company, we have access to the entire market for personal protection and business protection insurance and offer comprehensive general insurance. We offer all our Insurance services free of charge.
This allows us to provide tailored advice based on your unique situation, ensuring that you receive the right solutions for your needs and budget.
Our areas of expertise include:-
Personal Protection Insurance
Life Insurance
Income Protection
Critical Illness Cover
Family Income Benefit
Mortgage Payment Protection
Lifestyle Cover
Child Cover
Fracture Cover
Private Medical Insurance
Business Protection Insurance
Relevant Life
Shareholder Protection
Business Loan Protection
Group Medical Insurance
General Insurance
Build Insurance
Contents Insurance
Landlord Cover
Mid/High Net Worth Insurance
Non Standard Construction Insurance
Secure Your Family's Future with Protection Insurance
"A mortgage provides a home, but protection insurance ensures it remains a haven in any circumstances"
Life Insurance Is The Only Product You Need?
It's important to assess your individual needs and circumstances. While life insurance is a crucial part of protection, it may not be the only product you need. With the rising life expectancy and the possibility of long-term illnesses, having a range of protection products can provide better coverage for unexpected events.
Find out the facts below.
Long Term Sickness
What Implications Does This Have for you?
Recent statistics show that the chance of getting a serious illness before retirement is far higher than the chance of dying. For example, the risk of getting cancer has risen from 1 in 4 to 1 in 2.
Medical science has made great progress in the past few decades. This trend has led to diagnosing more people with serious illnesses earlier. Yet, they are also finding more treatments for these illnesses. This is increasing the chances of survival.
House prices have soared by over 300% since the 1970s, but salaries have only grown by 94% in the same period.
This means mortgage terms are being lengthened to make home ownership cheaper. More people now have mortgages that end near their expected retirement age.
So, during your mortgage term, the risk of a long illness that stops you from working is much higher than dying.
To protect yourself, your family, and your home, you need to consider more than life insurance. You need to explore all the options available.
Income = Lifestyle
What are you giving up if you lose your income?
Free Protection Review
You can review your protection insurance policies at anytime.
This is a good practice to follow, especially if you are changing your mortgage.
Your circumstances may change. You may need to adjust your cover, term, or features as a result. A full review can help you do that.
Providers also update their policies. So, a new policy may offer you more benefits and better cover than an existing one.
You can also save money by removing no-longer-needed features. For example, child cover if your children are grown.
There are many reasons to review your protection insurance . We provide a free protection review service. It makes sure your current policies meet your needs.
Please contact us if you would like to discuss your protection review.